Session Rates

I provide virtual performance consulting to athletes across the globe, and teletherapy to athletes in Virginia, North Carolina, Florida, Utah, and Arizona.  I am an out-of-network provider.  If your insurance plan covers out-of-network benefits, your insurance company may reimburse you for part of the cost of therapy.  Insurance will not cover consulting.  You are responsible for payment at the time of service.  See the FAQs below to learn more.

FAQs about Billing

Can I use my insurance benefits to pay for therapy?

If your insurance plan only covers services from in-network providers, then no, your insurance will not cover the fee for my services.  If your insurance plan has out-of-network benefits, your insurance may cover some of the cost of therapy.  Either way, you are responsible for payment at the time of service.  If you have out-of-network benefits, I can provide you with a superbill that you will submit to your insurance company.  Your insurance company will then reimburse you.  Your insurance company will never cover consultation. 

Is there a way to get my insurance company to cover your services?

During your insurance company’s open enrollment period, look at the different plans.  You may find that upgrading to a higher plan that covers some of the cost of out-of-network benefits will actually save you money if you plan to engage in regular therapy during the upcoming year.  Consulting is never covered by insurance.

This is a big financial commitment for me. What if I try it and I regret it? I am nervous that we won't be a good fit.

The best way to get a sense of if you think I am a good fit for you is by getting to know as much as you can about me ahead of time.  Do your research by reading through the content on this website and at my other sites like aspirefamilycounseling.com and  kellyfurr.com.  If you get a good vibe, chances are we’ll work well together. 

Can I use my Employee Assistance Program (EAP) benefits?

I do not have any general contracts with EAPs.  You can contact your EAP to see if they are willing to negotiate a single case agreement with me at my rates.  For example, if your EAP typically provides 10 free sessions per year and contracts with providers at a $60/hour session rate for a total of $600 worth of coverage, they may be willing to sign a single case agreement with me to pay my $150/hour session rate for 4 sessions for the same total payout of $600.  They may be more willing to do this for you if you can explain that I am a specialist in the area of expertise that you require (i.e. I work with athletes.). EAPs would only cover therapy, not consultation.

What is a superbill?

A superbill is an itemized document that your healthcare provider (me) can give to you.  Then you submit the superbill to your insurance company for reimbursement.  For example, if your plan covers 60% of out-of-network costs, you would pay me the full fee of $150/session at the time of service.  I would provide you with a superbill that you would submit to your insurance company.  Your insurance company would reimburse you $90 (60% of $150), leaving you with an out-of-pocket cost of $60/session.  Superbills can only be used for therapy, not consultation.

Can I use my Health Savings Account to pay for therapy or consultation?

Yes.  You can use your HSA debit card to pay for therapy.  Check with your individual HSA, but generally, no, you cannot use it to pay for consultation or coaching.

How can I find out whether my insurance plan will help me cover the cost of therapy?

I strongly recommend that you contact your insurance company before beginning treatment to see if you have out-of-network benefits and to understand how they work.  Contact the customer service number on the back of your insurance card and they will be able to explain your coverage to you.  Ask what percentage of an out-of-network bill they cover.  Ask if you have an out-of-network deductible and how this may affect your coverage, if at all.  If you do have out-of-network benefits, ask how to submit a superbill from an out-of-network provider.  Ask how long it takes to receive reimbursement. 

You can ask your insurance company whether they cover the following codes:

90791-initial intake appointment

90834-individual therapy for 45-50 minutes

90847-couples counseling/family therapy

The following codes are less common but may also be used

90846-parent consult/family therapy-patient not present

90832- individual therapy for 25 minutes

I encourage you to become educated about your benefits, however, you are ultimately responsible for payment for services.  I cannot guarantee that your insurance company will reimburse you and do not offer refunds or discounts if you have a misunderstanding with your insurance company or if they refuse to reimburse you.  It can seem like an intimidating process, but once you figure it out, it can be a great way to help cover the cost of your treatment.

Why do you charge a no-show/late cancellation fee?

I respect my time, your time, and the time of other clients.  By having a strong incentive to show up when you say you will, you are more likely to keep your appointments and make steady progress.  I understand that life gets busy and when you provide plenty of notice, I can offer the appointment time to other clients who may be on a wait-list and are happy to take your spot. My no-show/late cancellation fee is half the cost of the service.